Terms & Conditions

Paraplanning Online Terms and Conditions

BETWEEN:

(1)           SUBSCRIBER

and

(2)           PARAPLANNING ONLINE LIMITED (registered in England with number 05763589) whose registered office is at Caradoc House, Abbey Foregate, Shrewsbury SY2 6AP (hereinafter called "PPOL", which expression shall, where the context admits, include PPOL's assigns or successors in business as the case may be).

IT IS HEREBY AGREED AS FOLLOWS

1.                    Definitions 

1.1.               In this Agreement, the following words and phrases shall bear the following meanings:

"Data"                                                     means data or information in any format, whether existing at the time of subscription or not, which is communicated or transmitted to the Subscriber in accordance with the Service;

"Precedents"                                         means the precedent material contained in the Data;

"Service"                                                means the online precedent service supplied to the Subscriber in accordance with this Agreement together with (if applicable) the Storage Service;

“Storage Service”                                 means storage of reports created by the Subscriber using the precedents on the servers of PPOL;

"Subscription Start Date"                    means the date on which this agreement takes effect;

 "Subscription Period"                           means the period of one (1) month from the Subscription Start Date and any continuation thereof pursuant to Clause 2.2;

"Invoice Date"                                       means the date on which an invoice is issued by PPOL to the Subscriber and is determined by the date shown at the top of the invoice and not by the date of posting or receipt by the Subscriber.

 

2.                    Grant of Licence, Duration, Termination 

2.1.             PPOL grant to the Subscriber a non-exclusive, non-transferable licences to access and use the Service during the Subscription Period in accordance with the terms and conditions of this Agreement.

2.2.             The Subscription Period shall be for one month commencing on the Subscription Start Date (“Initial Term”) and shall subject to clause 2.3, continue thereafter unless terminated by either party by giving to the other not less than one month notice in writing expiring no earlier than the end of the Initial Term.

2.3.             Either Party may terminate this Agreement by notice immediately effective in the event that:

2.3.1.         the other party is in material breach of any of its obligations under this Agreement and fails to remedy the breach (if capable of remedy) for a period of 30 days after notice of the breach given by the other party; or

2.3.2.         the other party makes any voluntary arrangement with its creditors or (being an individual or firm) becomes bankrupt or (being a company) becomes subject to an administration order or a resolution is passed or an order is made for the winding up of the other party (otherwise than for the purpose of amalgamation or reconstruction) or an encumbrancer takes possession of or a receiver or administrative receiver is appointed over any of the property or assets of the other party; or

2.3.3.         the other party ceases or threatens to cease to carry on business

2.4.             Expiry or termination of the Service shall be without prejudice to the accrued rights and obligations of the parties.

 

3.                    Provision of and access to the Service 

3.1.             Subject to the terms herein and for the duration of the Service, PPOL shall provide the Subscriber with the Service for the Subscription Period.

3.2.             PPOL shall allocate to the Subscriber such passwords and other identifiers as it thinks fit and may alter these from time to time upon reasonable notice being given to the Subscriber.

3.3.             Any password is issued for the authorised use of the Subscriber only and is not transferable, and shall be kept strictly confidential. PPOL reserves the right to change passwords in order to maintain the security of the Service

3.4.               PPOL reserve the right without notice to:

3.4.1.           alter the arrangements for access to the Service; and/or

3.4.2.           change the content, presentation and/or facilities of the Service. PPOL will endeavour to give the Subscriber reasonable notice of any alterations or changes which are likely to affect the Subscriber.

3.5.             The final output of every report created using the Service (“the Report”) will be made available to the Subscriber in the form of a non-editable .pdf or Word file. The report can be printed and/or saved to the Subscriber’s own hard drive, and used in accordance with the terms and conditions of this Agreement.  

3.6.            Should the Subscriber wish to save reports for the purposes of editing the same in the future, this may be done through the Storage Service on the following terms and conditions:

The Subscriber acknowledges and agrees that:

(a)               on termination of the Agreement for whatever reason, the Subscriber will not be able to use the Storage Service including but without limitation access to end use of Reports saved on PPOL’s servers; and

(b)               whilst PPOL use reasonable endeavours to ensure the safety and security of Reports, PPOL do not accept any liability relating to

(i)                   the loss and/or corruption of such Reports,

(ii)                 the unavailability of such Reports and/or

(iii)                the content of such Reports.

4.                     Copyright and Permitted Use

4.1.             The copyright in the Data is and remains the property of PPOL and its licensors. Save where expressly permitted by this Agreement, the Data may not be copied, distributed, sold, reproduced, licensed or dealt with in whole or in part without the prior written consent of PPOL.

4.2.           The Subscriber may:

4.2.1.           only use the Service on one computer or workstation at any one time;

4.2.2.           view the Service on screen and print extracts from the Service;

4.2.3.          download and print Precedents;

4.2.4.          transmit Precedents or Data by print, fax, e-mail, or other method, between employees, partners or agents of the Subscriber;

4.2.5.          use and adapt the Precedents or any parts thereof in the ordinary course of the Subscriber's business, including providing the Precedents to clients by print, fax, e-mail, or other method, for use in relation to particular matters for which the Subscriber is engaged to advise such clients;

4.3.               The Subscriber may not without the prior written consent of PPOL:

4.3.1.          incorporate or otherwise use or adapt the Precedents otherwise than in accordance with clause 4.2.5;

4.3.2.         republish the Precedents or any other Data, in print online or otherwise, including holding the Precedents and/or the Data on its own or a third party's servers for access via an intranet, an extranet or via the internet;

4.3.3.         keep copies of amended Precedents on file including holding them electronically for future use in other related or similar matters.

4.4.             All rights in the Service, the Data and the Precedents whether which exist or may come into existence which are not specifically granted to Subscriber by this Agreement are expressly reserved to PPOL or its licensors as the case may be.

5.                    Charges

5.1.               The Subscriber shall pay the charges for the provision of the Service notified to the Subscriber by PPOL.

5.2.             All subscription charges are payable from the Subscription Start Date. Subscription charges are invoiced and payable monthly or (as the case may be) annually in advance as selected by the Subscriber on PPOL’s website when entering into this Agreement. .

5.3.             The Subscriber will be responsible for all Internet connection charges and utility charges or related costs.

5.4.             All invoices for the Service are payable by the Subscriber within thirty (30) days of the Invoice Date. If the Subscriber fails to pay any charges when due then without prejudice to any other right or remedy available to PPOL, PPOL shall be entitled at its discretion to:

5.4.1.         levy interest on all outstanding amounts due at a rate of four per cent above National Westminster Bank Plc base rate calculated on a daily basis;

5.4.2.         suspend the Service without any liability to the Subscriber.

5.5.               All charges are exclusive of Value Added Tax, which will be added to the Subscriber's bill.

6.                    Intellectual Property Rights Warranty and Indemnity

6.1.             PPOL warrant to the Subscriber that neither the Service nor the Data infringe any industrial or intellectual property rights of any third party and that it holds itself the necessary rights to grants the rights specified in this Agreement and that it has authority to enter into this agreement with the Subscriber.

6.2.             PPOL shall indemnify the Subscriber against any loss, injury or damage (including any legal costs and expenses and any compensation costs and disbursements paid by the Subscriber on the advice of Counsel to compromise or settle any claim) occasioned to the Subscriber in consequence of any breach of the warranty contained in this clause, provided that in the event of a claim being made:

6.2.1.         Subscriber shall not settle any such claim without PPOL' express written consent; and

6.2.2.         Subscriber shall notify PPOL in writing as soon as possible of the detail of any such claim and allow PPOL to take control of any legal proceedings.

 

7.                    Limitation and Exclusion of Liability

7.1.             Whilst PPOL endeavour to ensure the accuracy of Data contained in the Service, neither PPOL nor its agents nor its licensors make any representation or give any warranty, either express or implied, as to the accuracy or fitness for any purpose of Data received by means of the Service. No liability is accepted by PPOL in relation to the use of the Service and the Precedents provided in the Service as a guide for the drafting of financial documents, or their fitness for the purpose in relation to any matter for which the Subscriber is engaged by a client to provide financial advice or transaction documents. The Subscriber acknowledges that such an exclusion of liability is reasonable in the circumstances.

7.2.             The Subscriber acknowledges and agrees that the Service is provided to the Subscriber for the sole use of the Subscriber in advising its own client.   PPOL accepts no responsibility for any advice (including investment advice) given by the Data or to any client of the Subscriber whether based on information or material provided in the course of the provision of the Service or not.   The Subscriber hereby agrees to indemnify PPOL from and against all claims, losses, damages and costs (including legal costs and VAT thereon) incurred or suffered by PPOL as a result of any action brought by the Subscriber against PPOL as a direct or indirect result of advice given by the Subscriber to its client.  

7.3.             Whilst all necessary steps will be taken as soon as is reasonably practicable to maintain the continuity of the Service, PPOL accept no liability for suspension, interruption, temporary unavailability or fault occurring in the Service, howsoever caused.

7.4.             PPOL shall be under no liability for any loss, damage, cost, expenses or other claims in respect of any alterations made by the Subscriber to the Precedents.

7.5.             Except in respect of death or personal injury caused by PPOL’s negligence, or liability for defective products under the Consumer Protection Act 1987, PPOL shall not be liable to the Subscriber and/or its clients by reason of any representation (unless fraudulent), or any implied warranty, condition or other term, or any duty at common law, or under the express terms of the Agreement, for loss of profit or for any indirect, special or consequential loss or damage, costs, expenses or other claims for compensation whatsoever (whether caused by the negligence of PPOL, its employees or agents or otherwise) which arise out of or in connection with the supply of the Services (including any delay in supplying or failure to supply the Service in accordance with this Agreement or at all) or their use or re-sale by the Subscriber.

7.6.             PPOL shall not be liable to the Subscriber or be deemed to be in breach of the Agreement by reason of any delay in performing, or failure to perform, any of PPOL’s obligations in relation to the Service, if the delay or failure was due to any cause beyond PPOL’s reasonable control.  Without limiting the foregoing, the following shall be regarded as causes beyond PPOL’s reasonable control - an Act of God;  explosion; flood; tempest;  fire accident;  threat of War;  acts of terrorism; sabotage;  insurrection;  civil disturbance and requisition; acts, restrictions, by-laws, prohibitions of any kind on the part of any government, parliamentary or local authority; import or export regulations or embargoes; strikes, lockouts or other industrial actions or trade disputes (whether involving employees of PPOL or of a third party); difficulties in obtaining raw materials; labour, fuel, parts or machinery; power failure or breakdown in machinery.

7.7.             Subject to the express terms of this Agreement, all other warranties, conditions or terms, whether made expressly or implied by common law as statute relating to use, quality and/or fitness for purpose are excluded.

8.                    Assignment

8.1.             PPOL may without the prior written consent of the Subscriber assign any benefit or transfer, delegate or sub-contract any of their duties and obligations under this Agreement to any person, firm or company.

8.2.             This Agreement is personal to the Subscriber who may not assign or not assign its rights and/or subcontract or delegate any of its obligations under this Agreement without the prior written consent of PPOL.

9.                    Third Parties

9.1.             This Agreement shall enure for the benefit of and be binding on the parties and their respective permitted assignees and successors in business as the case may be.

9.2.             Nothing otherwise in this agreement confers or purports to confer on any third party any benefit or any right to enforce any term of this agreement.

10.                 Entire Agreement

10.1.          This Agreement contains the full and complete understanding between the parties and (unless explicitly preserved) supersedes all prior agreements, whether formal or informal, written or oral, relating to this Agreement and the parties acknowledge that no representations or promises not expressly contained in this Agreement have been made  by PPOL or by agents, employees or representatives of PPOL

11.                 Miscellaneous

11.1.          Notices may be sent by prepaid post to the party to be served at the address above or the address last known to the party serving the notice. In proving service it shall be sufficient for the sender to prove that the notice was correctly addressed, postage paid and posted, and the notice shall be treated as served on the 14th day after the date of posting.

11.2.          Headings contained in this Agreement are for reference only and should not be incorporated into this Agreement.

11.3.          The parties agree that neither any failure to exercise, nor any delay in exercising, any right hereunder shall operate as a waiver of that right or any other right or remedy, nor shall any partial exercise preclude any further or other exercise.

12.                 Choice of Law/Arbitration

12.1.            This Agreement and all matters arising out of it shall in all respects be governed by the laws of England and Wales and the parties irrevocably submit to the exclusive jurisdiction of the English Courts.